1. About these Terms
These Terms of Website Use (“Terms”) govern your access to and use of the websites operated by IRBYX TECH LTD (company number 16739504), registered office at Piccadilly Business Centre, Unit C Aldow Enterprise Park, Manchester, United Kingdom, M12 6AE (“IRBYX”, “we”, “us”, or “our”), including https://www.irbyx.com and any related pages (the “Site”).
By accessing or using the Site you agree to be bound by these Terms. If you do not agree, please do not use the Site.
2. About IRBYX and the Site
The Site provides information about IRBYX’s intelligent payment infrastructure, payment processing solutions, smart routing, fraud and risk tools, unified API and related services.
Important: The Site is primarily informational and allows you to contact us. Actual payment processing, merchant accounts, API access and related commercial services are provided under separate written agreements (Merchant Agreement / Service Terms) and are subject to eligibility, KYC/AML checks and our commercial terms. Nothing on the Site constitutes an offer to provide regulated payment services.
3. Eligibility
The Site is intended for use by businesses and business representatives aged 18 or over. By using the Site you confirm that you have authority to act on behalf of the business you represent (if applicable).
4. Acceptable use
You agree to use the Site only for lawful purposes and in a way that does not:
- Infringe the rights of others or restrict anyone else’s use of the Site
- Transmit any harmful, offensive, defamatory, or illegal content
- Attempt to gain unauthorised access to our systems, data or other users’ information
- Introduce viruses, malware or any malicious code
- Scrape, harvest or collect data from the Site by automated means without our prior written consent
- Impersonate any person or entity
We reserve the right to suspend or terminate access to the Site if we believe these Terms have been breached.
5. Intellectual property
All content on the Site (text, graphics, logos, software, design, etc.) is owned by or licensed to IRBYX and is protected by copyright, trademark and other intellectual property laws. You may view and print pages for your personal or internal business use only. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content without our prior written permission.
6. Contact form and communications
When you submit information via the contact form or email us, you confirm that the information is accurate and that you have the right to provide it. We will use the information in accordance with our Privacy Policy. Submitting a form does not create any obligation on us to respond or to enter into any contract.
7. Third-party links
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices or availability of those sites. Links do not imply endorsement.
8. Disclaimer
The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that:
- The Site will be uninterrupted, secure or error-free
- Information on the Site is complete, accurate or up to date
- Any particular service or rate mentioned will be available or applicable to you
Any quotes, performance figures or examples shown are illustrative only and do not constitute guarantees.
9. Limitation of liability
To the fullest extent permitted by applicable law, the Company and its directors, officers, employees, agents and affiliates shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data, business, business opportunities or goodwill, arising out of or in connection with your use of, or inability to use, the Site.
Nothing in these Terms shall exclude or limit any liability that cannot lawfully be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded or limited.
10. Indemnity
You agree to indemnify and hold harmless IRBYX from and against any claims, losses, damages, costs and expenses (including reasonable legal fees) arising out of your breach of these Terms or your misuse of the Site.
11. Changes to the Site and these Terms
We may update the Site and these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms. The “Last updated” date will be revised accordingly.
12. Governing law and jurisdiction
These Terms and any dispute arising out of or in connection with them (including non-contractual disputes) shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction.
13. Contact
If you have any questions about these Terms, please contact us at:
IRBYX TECH LTD
Email: [email protected]
Address: Piccadilly Business Centre, Unit C Aldow Enterprise Park, Manchester, United Kingdom, M12 6AE